Frequently Asked Questions

How much money can I borrow off a car title loan?

The amount of money you can get from a car title loan all depends on the value of your vehicle.  We've loaned out up to $30,000!  The more information you can tell us about your car, the more money we may be able to give you.

Do you keep my car?

Absolutely not!  We will never hold your car.  You can drive your car for the entire duration of the car title loan.  The only thing we keep is the title. 

What if my car isn't paid off?

Don't worry about it.  You may be able to get a car title loan even if you still have a couple payments remaining.  

Is it okay if I have bad credit?

Yes.  We are more concerned about your vehicle than your credit.  We understand that people need a second chance; don't worry if you have bad or no credit.

Do I need to be employed?

No, but you have to show monthly income of at least $1,500

What if I am on disability or retirement?

That's fine too, as long as you meet the monthly income minimum requirement of $1,500.

What is a car title loan?

A car title loan is a personal loan based on the equity of your vehicle.  

When can I get my money?

Once we approve you, you could have cash in your hand within 2 hours!

What is the age requirement for a car title loan?

You must be at least 18 years old.

Does the vehicle title need to be in my name?

The loan will be given to the person who's name is on the title. If your name is not on the title, then please go to the DMV and have it changed.

Is my personal information safe?

Yes, your personal information is 100% safe and secure with us.  We are a direct lender which means we will never sell, rent, lease or share your personal information with anyone outside our company.

Do you report to the credit bureau? 

Yes we do.  A car title loan is a perfect opportunity for you to help re-establish your credit rating.  

What if I am late on my mortgage?

It doesn't matter.  We are not concerned about your mortgage payment at all.